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Report Card: A present day snapshot of the world of cryptocurrencies and tokens. Who are the major players, the leading currencies and tokens? Who is being left behind? And why? As usual, it's the unbanked, underbanked, and less financially literate people who are not in the game.

Report Card: A present day snapshot of the world of cryptocurrencies and tokens.

Who are the major players, the leading currencies and tokens? Who is being left behind? And why? As usual, it's the unbanked, underbanked, and less financially literate people who are not in the game.

DeFi’s next chapter will be written by those who can bridge the gap between institutional-grade infrastructure and a genuinely user-friendly experience, fulfilling the original promise of open, borderless finance for everyone. A commercial kitchen in Bangkok,...
Decentralization and Tokenization Lead to Democratization | The Opportunity for an Investor Mindset at the “Other End” of the Financial Spectrum Global financial decentralization via blockchain, coupled with digital currencies and tokenized real world assets, offers a new world of financial egalitarianism.

Decentralization and Tokenization Lead to Democratization | The Opportunity for an Investor Mindset at the “Other End” of the Financial Spectrum

Global financial decentralization via blockchain, coupled with digital currencies and tokenized real world assets, offers a new world of financial egalitarianism.

Can a hotel construction in North America be sustainably funded by a worker from a remote Nicaraguan village, a taxi driver from New York, a young family from South Africa, and millions of others like them? Yes. Can those people become owners of the physical asset and...
4IR: the Youthful Shape of the Rest of the 21st Century Will the next global solution come out of Africa or somewhere else in the youthful Global South in the 4IR (the Fourth Industrial Revolution)? Probably!

4IR: the Youthful Shape of the Rest of the 21st Century

Will the next global solution come out of Africa or somewhere else in the youthful Global South in the 4IR (the Fourth Industrial Revolution)? Probably!

“Intelligence knows no geography. Innovation isn’t limited by skin color or passport. The only thing missing here has been access—and belief. Too many brilliant young Africans grow up consuming solutions created by their peers in other countries. We want to flip...
A New England Mother’s Thoughts on Memorial Day: “Don’t fire until you see the whites of their … half-gaiters?” What?! "Don't fire until you see the whites of their eyes!" is more dramatic and poetic than "Don't fire until you see the whites of their half-gaiters!" But the latter is the historically accurate version.

A New England Mother’s Thoughts on Memorial Day: “Don’t fire until you see the whites of their … half-gaiters?” What?!

"Don't fire until you see the whites of their eyes!" is more dramatic and poetic than "Don't fire until you see the whites of their half-gaiters!" But the latter is the historically accurate version.

The air was thick with gunpowder and fear as I crouched behind the rough earthen walls we’d scrambled to build atop Breed’s Hill in these last hours of June 17, 1775, and the British were coming — red coats glinting like blood in the summer sun. General Israel Putnam...