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Report Card: A present day snapshot of the world of cryptocurrencies and tokens. Who are the major players, the leading currencies and tokens? Who is being left behind? And why? As usual, it's the unbanked, underbanked, and less financially literate people who are not in the game.

Report Card: A present day snapshot of the world of cryptocurrencies and tokens.

Who are the major players, the leading currencies and tokens? Who is being left behind? And why? As usual, it's the unbanked, underbanked, and less financially literate people who are not in the game.

DeFi’s next chapter will be written by those who can bridge the gap between institutional-grade infrastructure and a genuinely user-friendly experience, fulfilling the original promise of open, borderless finance for everyone. A commercial kitchen in Bangkok,...
Interlude: Spring Attack During a spring interlude "down under," it wasn't the infamous snakes, spiders, jellyfish, and sharks that kept me on alert. It was something else altogether: it was sneak attacks out of blue sky.

Interlude: Spring Attack

During a spring interlude "down under," it wasn't the infamous snakes, spiders, jellyfish, and sharks that kept me on alert. It was something else altogether: it was sneak attacks out of blue sky.

Australian magpie, in attack mode. Those eyes were directed at me. And so were the attacks that preceded and followed this frozen moment. The lyrical warble of magpies nestling in the gum trees (eucalypts) and feeding on worms in farm fields on a beautiful spring...
Like a Deck of Cards the Empire of Exclusivity is Ending The highly leveraged and unbalanced global financial system dominated by central banking and owned or controlled by a tiny few is a deck of cards than cannot bear its own weight in the modern world.

Like a Deck of Cards the Empire of Exclusivity is Ending

The highly leveraged and unbalanced global financial system dominated by central banking and owned or controlled by a tiny few is a deck of cards than cannot bear its own weight in the modern world.

Traditional banking structures were formed to serve and are therefore reflective of the first, second, and even third industrial revolutions, but not the fourth. Banking, as we have known it in our lifetimes, is opaque, secretive, clumsy, and exclusive rather than...
Decentralization and Tokenization Lead to Democratization | The Opportunity for an Investor Mindset at the “Other End” of the Financial Spectrum Global financial decentralization via blockchain, coupled with digital currencies and tokenized real world assets, offers a new world of financial egalitarianism.

Decentralization and Tokenization Lead to Democratization | The Opportunity for an Investor Mindset at the “Other End” of the Financial Spectrum

Global financial decentralization via blockchain, coupled with digital currencies and tokenized real world assets, offers a new world of financial egalitarianism.

Can a hotel construction in North America be sustainably funded by a worker from a remote Nicaraguan village, a taxi driver from New York, a young family from South Africa, and millions of others like them? Yes. Can those people become owners of the physical asset and...